Financial Freedom for Remote Workers
One secure platform to manage cross-border payments, deposit via M-Pesa, send money instantly across borders, and track every transaction — built specifically for Kenya's digital workforce.
The Problem
Remote workers deserve better than broken payment rails
Kenya's remote workforce is booming — but the financial infrastructure hasn't kept up. Workers earn in digital channels yet are forced through slow, expensive, and opaque banking systems that were never built for them.
- ✕High bank fees eating into remote income
- ✕Slow cross-border payment rails
- ✕No single platform bridging mobile money and digital banking
- ✕Lack of real-time financial visibility for remote workers
The Solution
One platform. Every financial need.
RemoteFlow bridges mobile money and digital banking into a single, intuitive workspace — purpose-built for how Kenyan remote workers actually earn and spend.
- Instant M-Pesa deposits with STK Push
- Real-time wallet-to-wallet transfers
- Full transaction history with immutable records
- KYC-based limits that grow with your needs
Features
Everything you need to move money
A complete financial operating system — from deposits to transfers to compliance.
Global Cross-Border Payments
Receive international payments from Dubai, London, Sydney, and more directly into your wallet with minimal FX fees.
M-Pesa Integration
Deposit funds directly from your M-Pesa account with a single-tap STK Push — no delays, no intermediaries.
Instant Transfers
Send money to any RemoteFlow wallet in milliseconds. Payments settle in real-time with cryptographic confirmation.
Bank-Grade Security
Two-Factor Authentication (2FA), bcrypt password hashing, JWT sessions, and real-time fraud risk scoring protect every account.
Immutable Ledger
Every transaction is captured in a double-entry financial ledger — tamper-proof, fully auditable, always accurate.
KYC & Compliance
Tiered identity verification unlocks higher transaction limits. Stay compliant while accessing the full power of the platform.
How It Works
Up and running in minutes
Create Your Account
Sign up in under 2 minutes. A KES wallet is instantly provisioned and ready to use the moment you register.
Fund via M-Pesa
Trigger an STK Push straight from the app. Funds land in your wallet in seconds — no bank transfers, no waiting.
Send & Receive Freely
Transfer money to other users or withdraw back to M-Pesa with a single tap. Your money moves when you need it to.
Security First
Your money is protected at every layer
We built RemoteFlow for the financial stakes of real people. That means every account is protected by multiple independent security layers — from registration to the last transaction.
Two-Factor Authentication
TOTP authenticator app support for every account.
AI Risk Scoring
Real-time fraud detection flags suspicious activity before it impacts you.
KYC Identity Verification
Tiered limits ensure compliance and protect the ecosystem.
Immutable Audit Trail
Double-entry ledger — every shilling is accounted for, always.
Who It's For
Built for Kenya's digital workforce
Whether you're a freelancer, a remote contractor, or a small digital business — RemoteFlow gives you the financial tools you deserve.
Freelancers
Collect payments, manage your wallet, and track every client transaction with ease.
Remote Contractors
Receive payroll, manage daily expenses, and withdraw to M-Pesa without the hassle.
Digital Businesses
Run financial operations across your team with transparent ledger accounting.
Keep more of your money
We researched every payment platform in Kenya so you don't have to. RemoteFlow offers the lowest combined fees — period.
Deposit Fee
0.5%
M-Pesa & bank deposits
Industry average: 3–8%
Transfer Fee
0.25%
Wallet-to-wallet transfers
Industry average: 0.5–5%
Hidden Fees
0
No FX markup or surcharges
Others add 1.5–4% on top
On a 100,000 KES deposit, you pay just 500 KES. Most platforms charge 3,500–8,000 KES for the same transaction.
Ready to take control of your money?
Join RemoteFlow today. Open your free KES wallet, connect M-Pesa, and start moving money on your terms.
See the platform in action
From sign-up to sending money — here's how RemoteFlow works for new users. No guesswork, full transparency.
Create Your Account
Sign up in under 2 minutes with your name, email, and a secure password. Cross-border payments enabled from day one.
Login & Dashboard
Access your secure dashboard with real-time balance, transaction history and KYC status — everything at a glance.
Send & Receive Payments
Fund via M-Pesa, transfer to any user by email, and view full transaction history — all with the lowest fees in market.